Before You Buy Pet Health Insurance for Cats

Pet health insurance, like other forms of insurance, is a gamble. You're betting your cat will need it, and the company is setting odds that it won't, in terms of limits and other fine print. There are a number of factors to consider before you buy pet health insurance for your cat. You may, in fact, decide against it, depending on your own situation, and your willingness to gamble. Here are some details to question about any pet health insurance plan before you buy it, and other considerations.

After paying astronomical veterinary bills for care of my now-deceased cats Shannon and Bubba, I decided to amortize my veterinary costs by investing in pet health insurance for Jaspurr, Joey, and Billy, pictured at right. Jennifur, not shown, is covered by another pet health insurance company so I can compare costs vs benefits. I have the peace of mind knowing that I won't need to go into debt should any of my cats have a severe, long-term illness in the future.
_{Photo Credit: © Franny Syufy}

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